• Complete ARPA Disbursement Summary

Housing Assistance Rental Program (HARP):

The Housing Assistance Rental Program (HARP) will provide eligible households $1,000 per month in rental assistance for one year. Units will be inspected for habitability prior to occupancy and rental payments under the program will be made directly to landlords. Additional funds up to $2,000 will be provided per household for security deposit assistance. Eligible households must earn no more than 30% AMI and be Charles County residents for at least one year prior to assistance. It is estimated that approximately 30 households will be provided assistance under the program. Other eligibility requirements will apply such as screening for criminal activity and previous Housing Authority program participation history.  This is a temporary benefit program that will conclude when ARPA funds are no longer available.

HARP Application details coming soon.

Settlement Expense Loan Program Plus (SELP+):

SELP+ will provide $14,000 in down payment assistance for eligible first-time homebuyers in Charles County. Applicants must be approved for the county’s Settlement Expense Loan Program (SELP)  to be eligible for SELP+.  Eligible applicants must have a household income of no more than 100% of AMI and must have lived or worked (full-time) in the county continuously for the last three years. SELP+ funds are used to purchase existing housing units; new construction is excluded. ARPA funds will be applied to bring down the purchase cost of the home and will be a grant if the homebuyer resides in the home as their principal residence for at least five years. Interested applicants must work with a SELP-Approved lender to complete an application. This is a temporary benefit program that will conclude when ARPA funds are no longer available.

SELP+ Application details coming soon.